Contact and content responsibility
Mahdi Barzkar
Owner and insurance broker authorised under section 34d(1) of the German Trade Regulation Act · Register number D-H3YB-K7WLO-18.
Plan today and keep options open
Retirement planning designed around your life
Retirement provision is a long-term decision. We therefore look beyond a single product and consider your goals, time horizon, existing entitlements and desired flexibility.
Understand the starting point
Statutory entitlements, workplace arrangements, private contracts, assets and expected expenses form the overall picture. Forecasts remain assumptions and should be reviewed regularly.
Connect goals with financial capacity
Example questions include: What monthly amount is sustainable? How important are adjustments, pauses or access to funds? Which fluctuations could you tolerate? The answers are individual.
Explain costs, opportunities and risks
Depending on the arrangement, costs, guarantees, market risks, tax questions and payment rules may differ. A decision should follow only after a specific, understandable comparison.
This content provides general orientation. Situations and benefits mentioned are examples; the specific need, policy terms and individual advice are decisive. It does not state a price, acceptance or cover decision.
Frequently asked questions
When should I review my retirement planning?
A change of job, starting a family or changing goals can be useful triggers. A regular overview may also help without a specific event.
Are forecasts guaranteed?
No. Illustrations are based on assumptions. Guaranteed and non-guaranteed elements must be clearly distinguished.
Next step
Put your topic into context with us.
Send a short request without health or contract details. We will contact you to agree on the next step.