Contact and content responsibility
Mahdi Barzkar
Owner and insurance broker authorised under section 34d(1) of the German Trade Regulation Act · Register number D-H3YB-K7WLO-18.
Personal, clear and transparent
About MB Finance
MB Finance is an owner-managed insurance brokerage. Owner Mahdi Barzkar supports people across Germany in making structured financial and insurance decisions.
Our approach
We listen first, organise the request and explain the next steps in plain language. The aim is not a rushed product decision but a transparent basis for your own decision.
How a comparison is built
We agree on relevant criteria, consider suitable solutions and explain differences. Examples include benefits, exclusions, flexibility and contribution. The selection considered depends on the specific mandate and accessible market.
Responsibility and transparency
Mahdi Barzkar is the owner and an insurance broker authorised under section 34d(1) of the German Trade Regulation Act. Full statutory and register details are available in the legal notice and initial information.
An owner-managed brokerage from Hamburg
MB Finance is based in Hamburg and is managed by its owner, Mahdi Barzkar. In an owner-managed business, responsibility for advice and brokerage lies with the owner personally. The aim is direct communication and personal support – from the first orientation to later questions. Being based in Hamburg does not mean being limited to the region: clients from all over Germany can contact MB Finance.
Principles of working together
A few principles run through all topics, from the first request to the decision:
- Clarity: Technical terms are explained. For further reading, this website offers guides on insurance in Germany and on life events such as starting a career, family, buying a home, self-employment and retirement, as well as a glossary and checklists for claims.
- Data minimisation: Only what is needed for the topic in question is requested. Sensitive documents are exchanged only through a secure channel agreed later.
- Transparency: Before any advice, you receive the initial information in text form. The scope of a comparison is made transparent.
- Freedom of choice: A conversation does not automatically lead to a contract. You decide whether and what is implemented.
Advice in German, English and Persian
Insurance and retirement planning are not always easy to understand, even in your native language. At MB Finance, orientation and advice are available in German, English and Persian. Please note: in Germany, contract documents and policy terms are often available only in German. Their content is explained in the conversation, but the wording of the documents remains decisive. It also helps to know important German technical terms, as they come up again and again in letters from insurers and authorities. The glossary on this website explains many of them.
Who MB Finance works for
MB Finance advises private individuals and families as well as self-employed people, entrepreneurs and business clients. Depending on your personal and working situation, different questions come to the fore: for families, for example, protecting income and dependants; for the self-employed and businesses, business risks as well. The topics on this website are organised into the following areas:
- Liability and legal: protection against claims by others and in legal disputes
- Home and property: for example household contents and residential buildings
- Income and family: for example occupational disability, basic ability, term life and accident insurance
- Health and care: for example statutory and private health insurance, supplementary insurance, daily sickness allowance and long-term care
- Car: liability and comprehensive cover for vehicles
Check registration and authorisation yourself
Insurance intermediaries in Germany must be entered in the intermediary register (Vermittlerregister) kept by the Association of German Chambers of Commerce and Industry (DIHK). The register number of MB Finance is D-H3YB-K7WLO-18; you can check the entry yourself at www.vermittlerregister.info. Requirements for authorisation under section 34d of the German Trade Regulation Act include proof of professional competence and professional liability insurance. There is also a regular obligation to undertake further training.
This content provides general orientation. Situations and benefits mentioned are examples; the specific need, policy terms and individual advice are decisive. It does not state a price, acceptance or cover decision.
Related guides
Frequently asked questions
Does MB Finance work throughout Germany?
Yes. Consultations can be arranged regardless of where you live in Germany.
Which languages are available?
The website is available in German, English, Persian, Russian, Arabic and Turkish. Initial orientation is available in German, English and Persian.
Is MB Finance tied to particular insurers?
As an insurance broker, MB Finance acts on behalf of its clients, not on behalf of an insurer. Details of its status can be found in the initial information. Which providers are included in a comparison depends on the mandate and the accessible market.
Can I use MB Finance if I am new to Germany?
Yes. Especially if the German insurance and pension system is still new to you, a conversation in English or Persian can help. To prepare, the guide on insurance in Germany explains which types of insurance are compulsory and what matters in the first weeks after arrival.
How does the content on this website differ from advice?
The guides, calculators and checks on this website are general and do not take your personal situation into account. Advice, by contrast, starts with your goals and starting point, sets criteria and explains the differences between suitable solutions for your specific mandate.
How do I contact MB Finance?
Through the request form on this website or by booking an appointment via Microsoft Bookings. For a request, your contact details and a broad topic are enough. Please send sensitive documents only later and only through a secure channel agreed for that purpose.
Next step
Put your topic into context with us.
Send a short request without health or contract details. We will contact you to agree on the next step.