Contact and content responsibility
Mahdi Barzkar
Owner and insurance broker authorised under section 34d(1) of the German Trade Regulation Act · Register number D-H3YB-K7WLO-18.
Our advisory process
How we compare and advise
Advice should not merely state an outcome; it should make the route to that outcome understandable. We therefore work in clear stages and document the foundations relevant to the agreed scope.
1. Listen and clarify the scope
We discuss goals, priorities and open questions. Together we define which topic will be reviewed and what is explicitly outside the scope.
2. Understand the starting point
Only information and existing arrangements needed for the topic are considered. Sensitive information is requested only when necessary for specific advice and only through an appropriate channel.
3. Agree the criteria
We define transparent criteria. Examples include benefits, exclusions, flexibility, deductible and contribution. Their weighting follows your agreed scope.
4. Explain the differences
We compare suitable solutions and explain important differences and visible trade-offs. A lower contribution may, for example, come with different policy terms; this is not a general judgement.
5. Decision and ongoing support
You make your own decision after the explanation. If you choose to proceed, we support the agreed steps and remain available for later questions or changes.
This content provides general orientation. Situations and benefits mentioned are examples; the specific need, policy terms and individual advice are decisive. It does not state a price, acceptance or cover decision.
Frequently asked questions
Is the entire market always compared?
The providers and solutions that can be included depend on the specific mandate and accessible market. The scope is made transparent during the advisory process.
Does MB Finance decide for me?
No. We explain and organise the information. You make the decision.
Next step
Put your topic into context with us.
Send a short request without health or contract details. We will contact you to agree on the next step.